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Who we are and
what we do

Hanover Pensions is a specialist consultancy providing SSAS pension and actuarial services to business owners, pension schemes and professional advisers.

We focus on delivering clear, practical guidance in areas that are often complex and highly regulated. 

Whether supporting the establishment of a Small Self-Administered Scheme, acting as professional trustees, or providing detailed actuarial analysis, our role is to ensure clients can make informed decisions with confidence.

Team Meeting Discussion

Our expertise

Our team brings together experience across SSAS consultancy, trustee services and actuarial modelling, enabling us to support a wide range of pension-related requirements.

We work with business owners, trustees, accountants, solicitors and financial advisers, providing technical expertise and reliable support across both straightforward and complex situations.

From pension scheme structuring through to detailed financial calculations, we aim to deliver solutions that are both practical and compliant.

We take a straightforward and pragmatic approach to our work. Pension arrangements can be complex, but our focus is on making them clear, structured and manageable.

By working closely with professional advisers and scheme members, we ensure that every arrangement is carefully considered, properly implemented and supported over the long term.

Our priority is to provide clarity, maintain compliance and deliver a high standard of professional service in everything we do.

Specialist expertise

Focused knowledge in SSAS pensions, trustee services and actuarial work, delivering clear guidance in complex areas.

Practical, straightforward approach

We simplify technical pension matters, helping clients make informed decisions with confidence.

Trusted proffesional support

Working alongside advisers and business owners, we provide reliable, compliant and long-term support.

Meet our team

At Hanover Pensions, our team brings together specialist expertise in SSAS pensions, trustee services and actuarial analysis.

We work closely with business owners, trustees and professional advisers, providing clear guidance and reliable support across a wide range of pension-related matters. Our experience spans both the technical and practical aspects of pension scheme management, enabling us to support clients in straightforward situations as well as more complex cases.

Learn more about the people behind Hanover Pensions below.

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Pensions Consultant

Nigel Page

Nigel joined Hanover in 2005 having previously worked with a large life office and with an actuarial consultancy as a technical consultant. Nigel specialises in Small Self-Administered Pension Schemes and is experienced in advising on all issues surrounding the administration of such schemes. He is also a director of The Hanover Trustee Company Ltd which acts as an Independent Trustee.

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Pensions Consultant

Tracey Davies

Tracey has worked in the pensions and financial services industry for over 30 years, dealing with various types of pension schemes requiring considerable pensions technical knowledge. Tracey joined Hanover in 2022, specialising in the end-to-end administration and management of a portfolio of Small Self-Administered Pension Schemes, ensuring full compliance with regulatory requirements. She is also an Authorised Signatory of The Hanover Trustee Company Ltd which acts as an Independent Trustee.

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Director and Consulting Actuary

Robert Young

Robert joined Hanover in 2010 when the business was acquired by the Gordon Dadds group. He merged his firm with the financial services businesses of the Gordon Dadds group in 2010. He has been involved in Pensions and Employee Benefits for over 30 years and was a Scheme Actuary for 18 years. Robert is a Fellow of Institute and Faculty of Actuaries and a Trustee Member of the Pensions Management Institute.

Working alongside Culver Financial

Hanover Pensions works alongside our sister company, Culver Financial Management. While Hanover focuses on specialist SSAS consultancy and actuarial services, Culver provides personal financial advice and broader retirement planning support. Together, we offer a complementary range of services to support clients across all aspects of pension and financial planning.

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