Specialist SSAS consultancy, trustee services and actuarial support
Hanover Pensions provides a focused range of services designed to support pension schemes, business owners and professional advisers in navigating complex pension arrangements. Our expertise spans SSAS consultancy, independent trustee services and actuarial analysis, allowing us to offer clear, practical guidance across a wide range of requirements.
Whether establishing and managing a Small Self-Administered Scheme, supporting scheme governance, or delivering detailed financial calculations, our approach is structured, considered and aligned with regulatory expectations. We work closely with clients and their advisers to ensure that each aspect of a pension arrangement is properly understood, carefully implemented and effectively managed over the long term.
Specialist support across the full lifecycle of a small self administered scheme
At Hanover Pensions, we provide specialist SSAS consultancy and professional trustee services, supporting clients through every stage of a scheme’s lifecycle, from initial establishment through to ongoing governance and administration.
Our aim is to provide clear guidance, ensure regulatory compliance, and help clients make confident decisions about their pension arrangements.
Establishing a Small Self-Administered Scheme begins with a clear understanding of your objectives. For many business owners and directors, a SSAS is used as a strategic vehicle to provide greater control over pension assets, while supporting wider business and retirement planning.
At Hanover Pensions, we take a considered approach at the outset, working to understand your circumstances, existing arrangements and long-term intentions. This enables us to assess suitability and ensure that any SSAS established is appropriate for your needs and aligned with your broader financial position.
Clear guidance and structured support from setup through to ongoing management
Establishing a SSAS is an important step that requires careful consideration and a clear understanding of both the regulatory framework and your long-term objectives. At Hanover Pensions, we provide specialist support throughout the setup process, ensuring your scheme is structured correctly and positioned to operate effectively from the outset.
By combining technical expertise with a practical, client-focused approach, we help you move forward with confidence, knowing your SSAS has been established with clarity, compliance and future flexibility in mind.
Specialist guidance on SSAS investment and lending
Small Self-Administered Schemes offer a high degree of flexibility when it comes to investment strategy, allowing trustees to consider a broader range of opportunities than many traditional pension arrangements.
This can include investments such as commercial property and, where appropriate, loans to a sponsoring employer, provided all transactions are structured in accordance with HMRC rules and pension legislation.
At Hanover Pensions, we provide specialist guidance on SSAS investment and lending, helping clients understand what is permitted, how to structure transactions correctly, and the considerations involved in managing scheme assets effectively.
Investment and lending decisions within a SSAS must be made carefully, with appropriate governance and oversight in place at all times.
Hanover Pensions supports trustees in managing these responsibilities, helping to ensure that investments remain compliant with pension legislation and are appropriate for the scheme. We work with clients to maintain a balanced approach, taking into account the scheme’s objectives, liquidity requirements and long-term sustainability.
By providing clear guidance and ongoing support, we help ensure that SSAS investment activity is conducted in a way that is both practical and compliant.
Structured investment support designed to help you use your pension with confidence
A SSAS can provide valuable opportunities for investment and lending, but it is essential that each decision is made with a clear understanding of the regulatory framework and its implications.
At Hanover Pensions, we provide the expertise and guidance needed to navigate these opportunities effectively, helping you structure transactions correctly while maintaining compliance and control.
Independent oversight and governance to support the effective management of your pension scheme
Trustees play a central role in ensuring that a pension scheme is managed in accordance with its governing rules and remains compliant with regulatory and HMRC requirements. Their responsibilities involve overseeing decisions, managing risks and ensuring that the scheme operates in a structured and responsible manner.
At Hanover Pensions, we provide independent professional trustee services, offering experienced support to help guide scheme governance, assist with decision-making and maintain a clear focus on compliance and long-term stability.
Strong governance is key to the long-term success of any pension scheme. Ongoing oversight helps ensure that the scheme continues to operate within the required framework and that decisions are made in a consistent and well-informed manner.
Hanover Pensions supports trustees in maintaining this level of governance, providing guidance where needed and helping to ensure that the scheme remains compliant and well-managed. Our approach is practical and detail-focused, with an emphasis on clarity, accountability and long-term stability.
Professional trustee services to help ensure your scheme is managed with clarity and confidence
Effective trustee oversight is essential to the smooth running of a SSAS. By providing independent support and experienced guidance, Hanover Pensions helps ensure that schemes are managed appropriately and in line with regulatory requirements.
We work closely with trustees and advisers to provide a measured, consistent approach to governance, supporting sound decision-making and helping to protect the integrity of the scheme.
Accurate, clear calculations to support informed retirement planning decisions
Understanding the value and structure of pension benefits is an essential part of retirement planning. Whether you are approaching retirement or reviewing your options, having accurate calculations helps provide clarity around entitlements, timing and the impact of different choices.
At Hanover Pensions, we provide detailed retirement benefit calculations for individuals, trustees and professional advisers. Our aim is to deliver clear, reliable information that reflects the relevant scheme rules and supports confident, well-informed decision-making.
Retirement is a significant financial milestone, and the decisions made at this stage can have long-term implications.
By providing precise and reliable calculations, we help ensure that individuals and advisers have the information they need to assess options with confidence. Our role is to bring clarity to complex arrangements and support a well-informed approach to retirement planning.
Reliable calculations to help you understand your pension benefits
Accurate retirement benefit calculations provide the foundation for sound decision-making. At Hanover Pensions, we deliver clear and considered analysis to help you understand your position and evaluate your options effectively.
Whether you are approaching retirement or reviewing your benefits as part of wider planning, our team is here to provide the technical support and clarity you need.
Managing HMRC reporting and complaince responsibilities
Pension schemes are subject to a range of ongoing HMRC reporting and administrative requirements. Ensuring these obligations are met accurately and on time is essential to maintaining compliance and supporting the effective operation of the scheme.
At Hanover Pensions, we provide Scheme Practitioner support to assist trustees with these responsibilities. Acting as a key point of contact with HMRC, we help manage reporting requirements, maintain accurate records and provide ongoing support to ensure schemes remain compliant with regulatory expectatio
Pension schemes are required to meet a range of HMRC reporting and administrative obligations throughout their lifecycle. These responsibilities can include registrations, event reporting and annual submissions, all of which must be completed accurately and within required timeframes.
For many schemes, appointing a Scheme Practitioner provides valuable support in managing these obligations. The Scheme Practitioner acts as a key point of contact with HMRC and helps ensure that the scheme’s reporting requirements are handled correctly.
At Hanover Pensions, we provide Scheme Practitioner support to assist trustees in meeting their compliance responsibilities with clarity and confidence.
Structured Scheme Practitioner services to help keep your pension scheme on track
Effective Scheme Practitioner support helps ensure that pension schemes meet their reporting obligations accurately and on time. At Hanover Pensions, we provide experienced oversight and practical assistance, helping trustees manage their responsibilities with clarity and confidence.
We work alongside trustees and advisers to ensure that HMRC requirements are handled efficiently, supporting good governance and the smooth operation of the scheme.
Clear, pragmatic actuarial support for pension schemes and individuals
Actuarial work plays a key role in understanding, valuing and managing pension benefits, particularly where calculations are complex or require a high level of technical accuracy.
At Hanover Pensions, we provide a range of actuarial services to support pension schemes, individuals and professional advisers. Our focus is on delivering clear, reliable analysis that reflects the relevant rules and financial considerations, while remaining practical and easy to interpret.
Pension-related calculations can vary significantly depending on the context, whether this involves scheme benefits, divorce proceedings, employment disputes or trust arrangements.
We apply actuarial techniques to assess and model financial outcomes, taking into account relevant assumptions, scheme rules and legislative requirements. Our role is to ensure that calculations are accurate, appropriate and tailored to the specific circumstances of each case.
Reliable calculations and clear analysis to support complex pension decisions
From detailed valuations to scenario modelling, our actuarial services are designed to bring clarity to complex financial matters. We provide accurate, well-structured calculations alongside practical insight, helping clients and advisers make informed decisions with confidence.
Start the conversation
Have questions? Our friendly team are always happy to answer any questions or queries you may have. Give us a call or send us an email and someone will be in touch with you shortly.
13 Hanover Square, Mayfair,
London W1S 1HN
t:+44 (0) 20 4570 3812
