Across the UK, pension participation rates remain high — but engagement is telling a different story. Many employees are enrolled in workplace pensions, yet a significant proportion are not actively interacting with them. They may not know how much is being contributed, what fund they are invested in, or whether their current strategy is aligned with their long-term retirement goals. For employers and scheme providers, this presents an important challenge: participation alone

Becoming a parent is one of the most significant financial transitions in an employee’s life. It is often accompanied by immediate and visible costs, childcare, reduced working hours, and adjustments to household income, but the longer-term financial implications are frequently less understood. For employers, this moment represents an important opportunity. It is not just a personal milestone for employees, but a financial inflection point where informed guidance and workplac

Many people assume that if they pass away without a Will, everything will automatically go to their spouse or partner. Unfortunately, that's not always the case. In England and Wales, if you die without a valid Will, your estate is distributed according to the rules of intestacy. These are strict legal rules that determine who inherits your assets, regardless of what your personal wishes may have been. For families with significant assets, relying on the intestacy rules can l